SEBI archive

Intraday Borrowing Rules

Mutual funds can avail intraday borrowings for specific purposes, subject to certain conditions.

Quick summary

Mutual funds can avail intraday borrowings for specific purposes, subject to certain conditions.

Who is affected

All Mutual Funds, Asset Management Companies (AMCs), Trustee Companies, and Board of Trustees of Mutual Funds are affected by this circular.

What changes

The SEBI (Mutual Funds) Regulations, 2026 have been amended to permit intraday borrowings by mutual funds for various purposes, including unitholder pay-outs, pay-in with respect to investments, MTM obligations, and foreign exchange settlements.

Action items

AMCs must ensure that intraday borrowings are repaid by end of the day, and any intraday borrowings converted to overnight borrowings are within regulatory limits. Boards of AMC and Trustees of a mutual fund must approve the policy for use of intraday borrowing facility, which shall be made available on the website of AMC.

Key dates-deadlines

This circular shall come into effect from September 1, 2026.

Source reference

SEBI Circular No. HO/(92)2026-IMD-POD-2/I/16006/2026, dated July 10, 2026

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